TIPS FOR CHOOSING CAR INSURANCE TO AVOID DRIVING RISKS

Protecting your vehicle by buying a car insurance policy can be one of the best solutions to keep your vehicle durable and avoid the various risks of use. Using car insurance indirectly can save costs when things happen that are not desirable when driving, for example, hit by another vehicle.
However, before you choose the right car insurance for your vehicle, there are some things that must be considered first. The following are tips for choosing auto refinance rates the right car insurance for you.

Know the credibility of insurance companies

When choosing car insurance, surely the insurance company that you want to   choose is able to provide maximum protection against losses suffered in the future. Therefore, before deciding, it's a good idea to make sure that the insurance company has good credibility.
Consideration of the credibility you can get through the testimonials of people who have used these insurance services. In addition, you can also determine through whether the insurance company is registered and supervised by the Financial Services Authority.

Know the Workshop Networks Available

Other tips that you can apply before choosing a car insurance is to know in advance the workshop network which is a partner of the insurance company. Make sure the workshop network is standardized and is also easily accessible both from the residence and from the workplace.
In addition, you should also pay attention to the track record of the partner workshop from the insurance company that you will choose. Make sure the workshop is able to repair any damage that occurs properly.

Know the Claim Procedure that Must Be Done

As an insurance owner, surely you want to be served well and quickly, right? Therefore, before choosing a car insurance company, you should first know the claim procedure that you must do later.
Make sure the claim procedure that you have to do later can be done in an easy way without complicated procedures. You can also choose companies that already use technology to accept customer claims using the application. That way, you can make claims using only the  smartphone  in your hand.

Know the Level of Complaints by Customers

Another thing you should consider before choosing car insurance is to find out the level of customer complaints. The higher the level of settlement or response from the insurance company, the better the company is to be chosen. Surely you do not want to be served slowly, right?
You can find out about this through the insurance company's official website, or you can also find out through forums about insurance that are widely circulating in cyberspace. You can also use social media to find out about this.

Know What Facilities You Can Get

In addition to some of the above, there is one thing that you should also consider before choosing car insurance. You can find out in advance what facilities you can get when choosing car insurance.

Choose insurance companies that provide customer service or  call centers  24 hours a day and are also quick to respond to customer reports. Also, make sure the insurance company you choose has facilities such as an ambulance, the provision of a tow truck, as well as providing a replacement car while the car is under repair.