What you Need to Know about the Factoring Business

Your application will be processed and reviewed by one of our dedicated account managers, who will help to find the most suitable lender to provide working capital. The lender will present you with the loan’s terms of agreement. This is your chance to discuss any questions you have before signing on the dotted line. In just 24 hours from signing you could receive the funds in your business bank account. How can I use a working capital loan? Working capital loans are a simple and suitable way of accessing capital for your business. The beauty of this funding product is that it can be employed in a variety of ways. How you choose to use the loan is entirely up to you, and will depend on your industry and individual circumstances. Why choose us for a working capital loan vs. What is working capital? Working capital is defined as the amount of money a business can safely spend to cover daily operations.

Other ways of getting these types of loans include using business credit cards or taking out loans from family and friends. Some business owners take out business loans from banks. Operational expenses can include anything from rent and utilities to payroll and inventory. To get a working capital loan, a company will need to show that it has the ability to repay the loan and that its operational expenses are manageable. If you’re thinking of taking out a working capital loan, be sure to shop around and compare rates and terms from different lenders. You’ll also want to make sure that you understand all the fees and charges associated with the loan before you sign anything. You can get a working capital loan as either a secured loan or an unsecured loan. The credit scores of businesses determine what type of loan they get. You might wonder business term financing what type of business financing you can get. As a business owner, your credit rating determines the most suitable loan for your needs.

Businesses are a large part of our Lankan culture, it fulfills an everyday need for the common man. The Coronavirus pandemic has had a devastating impact around the world to our daily life causing the disruption of livelihoods and communities. Organizations around the world are coming together to find Solutions to limit disruptions to economies and supply chains, and we at Simplebooks would like to play our part, the blog is where we start to make our fight back against the Pandemic. In order to minimize this the government of Sri Lanka with the directives of His Excellency the President had issued certain reliefs schemes to assist businesses through this phase. What is a Working Capital Loan? A working capital loan is a loan that is obtained to support a company’s day to day business operations. The funds obtained through the working capital loans are not to be used for purchasing long term assets or to make investments.

Working capital helps with covering everyday costs such as rent and bills. It is especially useful for seasonal businesses to manage their busy and quiet periods of trading. Described as oxygen to a business, working capital is crucial to a business’ success. Without it, it can be a struggle to undertake the normal activities that are essential to staying in business. All businesses experience shortfalls from time to time, which is why our working capital loans have been designed to meet the needs of these everyday costs. Access finance fast: Because working capital loans are a form of short-term financing, they are much quicker to get approved for. You could receive your loan just 24 hours from approval. No collateral required: Working capital loans are known for requiring very little to no collateral when taking out the loan, which means that your valuable business assets aren’t put at any risk.

Consequently, working capital loans have a higher interest rate than more traditional long-term loans, and usually require some form of collateral or a personal guarantee by the business owner. There are several advantages to taking on a working capital loan. First, it can be obtained relatively quickly, which allows a business to meet a sudden cash need. In short, this type of loan can keep an organization in business when it cannot obtain funding from more traditional sources. Another benefit is that it can provide sufficient cash for a business to keep growing, when its growth might otherwise have been constrained by cash problems. A third benefit is that avoids the need to obtain equity financing; this is importantly in a closely-held business, where the current owners want to avoid bringing in additional investors and potentially losing control of the business. There are also some disadvantages to working capital loans. One is that the owners of smaller businesses will be required to personally guarantee the debt.

How to get the Best Price when Selling your Car

Try our useful Instant Offer initiative, where you can see exactly how much your vehicle is worth. At what mileage does a car lose value? Generally speaking, the 100 000km mark is a psychological barrier at which consumers and dealers start to consider a vehicle to be a potential liability from a reliability and maintenance perspective. Some newer vehicles have longer warranties, however, with the average yearly mileage being 20 000km, after five years, a car is generally out of both its warranty and service plan. Here are some cars that are cheap to own and maintain for those looking at high-mileage examples. The term 'detailing' is a buzz word in the automotive industry and refers to a process whereby a professional cleaning service cleans both the interior, exterior and undercarriage of a vehicle. In many instances, these companies use high quality products that coat and protect the exterior paint, protect and refresh the interior materials and get the dirt and grime off of the underside of the vehicle, leaving it looking markedly better, making it safe to say that a detail will certainly increase the value of your car. Find out more about paint protection here. Not sure what the value of your car is? Navigate to the AutoTrader, Value My Car tab on our site, and enter in a couple of easy details, and within 2 clicks you’re done, our unique tech matches your car against live market data, providing unprecedented accuracy. AutoTrader now makes it easier than ever to sell your car, with the introduction of our new Instant Offer service. After following this simple 3-step process, you will get a market-driven valuation for your car within minutes, and a solid cash offering within hours - safely, conveniently, and with total peace of mind.

The current state of the economy can determine whether it's a car buyer's or seller's market. Keep these economic factors in mind to help you make good decisions. If you're selling a used car or truck, economic trends can have a big influence on your selling price and how easy it will be to make a deal. New car loans. - In a bad economy: - The interest rates will often be higher. It will typically be harder to qualify for new car loans. The demand for used cars will likely go up. Interest rates will likely be lower. It's easier to qualify for loans (as long as you have decent credit). More buyers may look to buy new or certified pre-owned cars instead of used vehicles. If new cars aren't selling because of the economy, dealers may have a surplus of inventory. Because of this, singapore cars good deals or incentives for new vehicles may make new cars more attractive than used cars for buyers who can qualify.

That way you’ll stay top of mind when it comes time to refer someone or buy another car further down the road. If you want to know how to become a successful car salesman, online marketing must be a priority. Online marketing for any business requires a coherent strategy - one with clear messaging that will get people in the door of your dealership. Whether you’re serious and professional, or informal and light, you need to keep that consistent to build your brand. And the best way to showcase your brand is on camera across your online marketing platforms. Use video to highlight your team and culture. Post regular walk arounds of cars on the lot. Record giveaways and service center specials. Share simple vehicle maintenance tips to keep cars in top shape. Be an expert your current and future customers can trust. See how MacMaster Buick GMC accomplishes this with its Tuesday's Tech Tips YouTube series… Don’t let your online marketing get put on the backburner. And don’t let the cars in your lot pay the price for a lack of internet presence. The car sales tactics covered in this post all have something in common - video. Video is ultimately what gives you the edge over your competitors. Especially in a digital age when communication has become so impersonal. Need more ideas for getting started with video? Check out how top dealerships are using automotive video email to sell more cars.

This way, you can save time and get great results at the same time. The act of detailing the engine is at the top of the list of things when working on how to increase resale value of car. It may be one of the most expensive activities on this list, but it certainly pays off. By detailing your engine, you can increase its resale value by up to 10%. Detailing the engine means getting rid of all the dirt and grease accumulated in various parts of the engine. Grease and oil accumulate overtime on hoses, belts, and other components. They also tend to leave stains that lower the value of your car. It is not an easy task to detail your engine, but it can be done at home by following simple steps. You need to follow the cleaning procedures outlined in your owner’s manual and then clean up all the parts individually with lots of water and detergent. If you are not comfortable detailing the engine on your own, you should consider taking it to a car mechanic.

College Study Tips to make Sure you Ace all your Classes

Taking good notes in class is a study tip any college student will tell you is so important. If you only half pay attention in class and slack off on taking notes you will have nothing to study for the exam! Take your time in class to take good notes that you understand well so that you can go back and review them when studying. Reviewing old material is much easier than trying to learn new stuff! Some people study best when their notes are visual or colorful. Some study best by hearing the material out loud. Figure out what studying methods work for you and use those every time! I personally found that I retained information best when I saw it on paper using colored pens and highlighters but everyone is different. You can take quick tests online like this one to see what your best studying method is!

Think Teach Academy

A 2014 study published in Psychological Science found that students who took notes on laptops didn’t do as well on tests of conceptual understanding compared to students who took notes by hand. The study’s authors speculate this disparity in performance occurred because taking notes on a laptop makes it easier to transcribe what a professor says verbatim. When you write by hand, in contrast, the slower speed forces you to summarize and put concepts in your own words, which leads to better understanding. To be clear, I do think your computer is an excellent place for storing and organizing your notes. But you’re better off using your phone to scan your notes later (or typing them up by hand) than taking digital notes from the start. One of the key differences between college and high school is that there’s less focus on memorization and more on conceptual understanding. For instance, a high school history class might require you to memorize lots of dates and names of people and then reproduce them on a test.

Dermatophytes are part of the normal flora living on your skin, but when they encounter a warm, humid place -- such as the damp spots between your toes -- they can begin to overgrow. Problems with dry skin and athlete's foot? Look for antifungal lotions instead of powders. If you're a runner or if you spend a lot of time walking or hiking, you have additional foot considerations, such as blister prevention. Blisters can become a problem if there's friction in your shoes (make sure both your socks and shoes fit properly), and the problem can worsen with sweat and heat. While a powder can help reduce the sweat factor, you'll need a product to prevent blisters. Popular blister-preventing lubricants include petroleum jelly and stick-formatted products such as Body Glide. Apply them to your feet before running (or whatever your activity may be) to help prevent blisters from forming, and note the same lubricant can be used to temporarily ease the pain of a blister before you're able to treat it.

They also offer services like e-mail updates when new opportunities are posted or when deadlines are approaching. Then it's time to start filling out applications and crossing fingers. At the end of the day, if students still lack necessary funds after collecting aid, loans remain a possibility. The federal government offers loans, such as the Stafford and Perkins Loans (for students) and the PLUS Loan (for parents). Federal loans are widely recommended as the first and best choice, followed by private loans offered from banks. Some students and their parents can also explore other avenues like applying for tax credits such as the Hope Scholarship Tax Credit and the Lifetime Learning Tax Credit. Depending on whether they're eligible and what their circumstances are, some money may be subtracted from the amount they owe in taxes. On the following page, we'll cover the next major step you'll want to take while applying for scholarships, grants and a whole lot more. The first step is filling out an online Free Application for Federal Student Aid (FAFSA) form.

Rotate tasks, and be flexible about trading jobs if there's something you don't mind but your roommate particularly hates doing. Hopefully, your roommate is someone who knows how to compromise and cares about other people's needs. If so, you may be able to get a little bit closer to the tiny dorm room of your dreams. If not, chalk it up to character-building, get the heck out in May, and room with someone more like yourself next year. Or, do what I did and beg for a single. Crying can help. Just don't overdo it. Both I and my roommate made every mistake in the book trying to address the conflict. Conflict resolution really is an art, and I think I provided here some fairly comprehensive and effective methods of "cleaning up" the issue. I can certainly vouch for the "Don't" list. Oh, how she annoyed me. And I became even dirtier to annoy her back. I did e-mail an apology for my filthiness in the midst of my research. Rees, Lauren. "Dorm Life: Living in 114 square feet." The Register-Mail. Solomon, Christopher. "Roommate survival guide: 15 strategies to make it work." MSN Real Estate. Tippet, Elizabeth. "The Dirty Roommate." WORKS by Nicole Williams. Walsh, Peter. "Clean Up Your Messy Dorm Room." Oprah. Wieman, Bethany. "Natural Alternatives to Bleach for Disinfecting." National Geographic.

Information about Payday Loan Consolidation & Relief

The annual rate for using payday loans in Ohio in this service is - 650% per year. 2157. For each day of delay, there will be a penalty - 3% of the loan body. It is legally provided that in case of a long delay (from 30 days), the company has the right to transfer the loan agreement to third parties. A quick loan provides an opportunity to get money payday loans near me faster than anyone else. Thanks to the service, you save money on logistics in the city and between settlements. Save a whole bunch of time, because you can get payday loans online in Ohio to the card around the clock. And this is just one of the known advantages. Fast service, and for regular customers who already have in the database - instant. Lack of collection of documents from various authorities. You need passport and code. Unobstructed online credit card with a bad credit history. There is no income verification; a certificate from a permanent official place of work is not required. Bonus offers without interest on first payday loans in Ohio. Access around the clock on the network. Options for prolongation and early repayment. The high percentage of the issuance of money. These are just some of the advantages that have a positive effect on the borrower. As with any company, bad credit loan MFIs have disadvantages. They are uncritical and amenable to cor-rection. For example, small amounts can be resolved by contacting other MFIs at the same time. The short term is continued using the extension option. Best online payday loans to a card without failure are availa-ble around the clock in almost any MFI.

Are Online Payday Loans a Safe Choice? Online payday loans act as a boon for people who are amid a financial crisis. However, such loan deals are not always safe for a person. The primary issue with payday loans is the high rate of charges. Generally, the interest rates levied on other types of loan is every year. However, in the case of payday loans, the interest value must be paid in two weeks. For instance, if you borrow a loan of $500 and the interest rate is $75, then the interest percentage is coming to 15%. In the case of any other loan, the sum is reasonable, as you need to pay it in a year, but in the case of payday loans, the borrower needs to pay $75 in two weeks. Therefore, it becomes more difficult for them. Another vital issue for the lenders is that most borrowers cannot pay back the amount on time. The primary reason is that a person takes a loan because they lack money to sustain themselves.

These also come with a different processing fee, which may end up being a little bit on the high side. These are great for your cash purchases, but just like payday loans in South Carolina, they could come with high interests, making having the actual cash in the bank perhaps a better option. You are already spending money you do not have, and you do not need to have extra costs on that money as well. You might want to consider payday loans in South Carolina for several reasons, especially after doing your research. fastloanspd.com - payday loans online The reasons why payday loans in South Carolina are a great option are not far fetched. Payday loans in South Carolina are a worthy consideration, especially if you are truly hard up because no other loans understand emergency like payday loans in South Carolina. These loans can be processed within any time from 15 minutes to 24 hours, making them one of the fast payday loans.

It may or may not include how much you are earning, the amount in your bank account, and several other areas for regulation. If you fall short of any of these, you may be refused the loan. How Much Does A Payday Loan Cost In Michigan? On average, for payday loans in Michigan, you could be charged up to $22.85, with each $100 you borrow. It, yes, is a little on the high side, but you will receive the money and responses early enough. With Payday loans in Michigan, the APR, on average, goes up to 439%. You should familiarize yourself with the details of getting payday loans in Michigan before you go on to get some of these actual payday loans in Michigan. You should also understand the laws governing the acquisition of payday loans in Michigan before you go on. You Cannot Pay Up. If you cannot pay the loan, since payday loans in Michigan are unsecured loans, a defaulting in payment is usually met with several different next actions.

Tips on More Reasons Why Selling You Can Use Today

But for investors who recently purchased securities in their taxable accounts that have subsequently declined, selling to harvest a tax loss can be a way to find a silver lining. While Amazon accounts for more than half of all online sales in the United States, more than 30% of sales are generated outside the US, about 17% in the UK and Germany, the most important markets for America. Individual stocks are more volatile than the indexes they are part of. Long-term studies find that only 50.9% of stocks generated a positive return over 90-years. The most important statistics: only 3.8% of individual stocks produced a return greater than the value-weighted market and only 1.2% beat the equal-weighted market. With U.S. stocks still up more than 10% over the past year, new investors who find themselves with too risky portfolios should feel absolutely no shame in liquidating some of their equity holdings in favor of a portfolio mix that adequately reflects their potential need for liquid assets within the next few years. Those statistics suggest that some new market entrants are not laser-focused on amassing investments for their retirements in 30 or 40 years. 2. Diversify your investments. Unfortunately, the source of this strategy comes from the mental fallacy of loss aversion.

Selling insurance comes with this host of opportunities and problems. Amazon is essentially a retailer and makes money by selling products at a competitive price. That being said, even though a holding has gone down, there can be several advantages to selling it anyway. If you refused to sell the iShares funds while they were down, that would mean that you would lose a minimum 0.38% (the difference in expense ratios) annually. If your individual stock has gone down, there is a real possibility that an individual company could go bankrupt, an even higher possibility that it won’t recover as much because its competitor is beating it, and a very real possibility that other companies in the sector might recover more or faster. While throwing stocks overboard won’t make sense, lightening up on stocks while adding a bit more to bonds and cash just might. Heading off sequence-of-return risk helps explain why my bucket portfolios generally hold 10 years’ worth of spending in cash and bonds. For a bit of context on why investing in stocks for short-term goals can be so risky, over rolling 10-year periods since 1986, the S&P has posted a loss roughly 18% of the time.

Buy Dank Carts Online

We used to use iShares MSCI Australia ETF (EWA) and iShares MSCI Switzerland ETF (EWL) to represent our Australia and Switzerland Freedom Investing sectors. A few years ago though, Franklin Templeton created the new funds Franklin FTSE Australia ETF (FLAU) and Franklin FTSE Switzerland ETF (FLSW). The area may have heavy construction noise due to roadworks and developments over the next couple of years that may disrupt the peace in your home. Those who fall prey to it say, “I know how to never lose money: never sell what is down.” Although this may be appropriate in illiquid assets, it is not the best strategy for the stock market. Technical analysts also watch stock price charts closely to identify other signals such as moving average crossovers. In such cases, the investor would be well-served by doing some research to try and ascertain the reason for the stock gains, and depending on the findings, either sell the full position or sell part of the position and put in a stop order to sell the balance if it trades below a certain price. In fact, since the retail price is higher than the wholesale price of product, they needed to sell fewer units to get $20 million in sales.

Some investors have the philosophy that they will never sell a position for a loss. If you plan to rebuy the same or a “substantially identical” security within 30 days of making the sale, you’ll disqualify the tax loss. Editor's Note: This version of the article has been corrected to note that if one plans to rebuy the same or a substantially identical security within 30 days of making the sale, the tax loss is disqualified. The index has posted losses in about 12% of three-year windows over that same stretch. Some of those short-term losses were punishing, especially in one-year windows. With that said, there are definitely windows of opportunity when the trifecta of business sales occurs: The business is ready, the owner is ready, and the market is good. As you can see from the examples above, there are a wide variety of factors that can cause a business to not sell. You will see the ability to move on beyond yourself and start to experience success. Business owners will sell a business for a variety of reasons. Going into a sale process for the wrong reasons often leads to second guessing, faulty thinking, and failure to complete a successful sale.

Compelling Reasons to Sell Products on Benefits

The Australian Securities and Investments Commission states that if you find yourself struggling to make your mortgage repayments and you don’t see the future getting any brighter, you should get out early before your debt begins to snowball. These stories don’t happen every time someone sells his or her company, but my research shows it happens quite often. These numbers follow the ongoing trend of homes essentially "flying off of the shelves" in record time. The revenue in the business then declined, which reversed the positive trend in the business, and the owner dropped his price to $2.0 million. Throughout the past century, data has supported the constant trend of rising home prices. Considering how much property prices have appreciated over the past year, some private property owners may sell their larger apartments to move into their existing HDB flats. 6. Risk Outweighs Rewards: Many times if an owner looks at the potential upside of a property compared to the downside, it becomes obvious that a lot more could go wrong versus right. My goal is for you to determine whether or not this business is right for you. An Up Economy or Market - Business owners do best when they have a strong track record of positive cash flows and the prospects for the business to continue to do well in the future.

Many people are currently working remotely, either permanently or for the foreseeable future and consequently face-to-face conversations are now screen-to-screen. Now more than ever, buyers are looking to minimize risk in their purchases, and this is exactly where trust comes into play. This goes for buyers and sellers too. This means you’ll get multiple offers from buyers after you start advertising your business for sale. 9. Selling more inventory means great bulk discounts. Selling business owners know this, and that's why you'll see more business-for-sale activity in a booming market than in a flat or down market. Because of this, find out more Amazon has managed to hold a large market share of online consumers simply because of their amazing services. You may be competing with your own website in theory, but by selling on Amazon you are taking an overall larger market share, so in the end you’re better off. 3. Larger overall market share. Over the past century, home prices have maintained a steady increasing trend, pushing the overall housing market in favor of sellers. That's a $109,225 rise in median home prices in Belmont within the past 11 years.

As of 2022, homeowners stay in a home an average of ten years or more before selling. Historically, the inventory of available homes on the market has fluctuated throughout the years. In 2018, the market leader Amazon generated $42 billion through the sale of physical goods in electronics and media worldwide. There are a number of reasons why people decide to move on, but it’s important that you actually take a close look at your motivations and determine some concrete reasons for putting it on the market. Our marketing efforts generated several interested buyers, however, every buyer that dug deeper into the mechanics of the business discovered that there were several family members involved in the business who were instrumental to business operations. No matter a salesperson’s best efforts or how good their intentions are, there will be times when the customer is dissatisfied. Since Amazon is a different kind of customer than what our site attracts, a large chunk of it flew off the shelves as soon as we listed it. We’ve had plenty of people find our products on Amazon and then jump to our site to complete the purchase.

If you’re not selling on Amazon then you have no chance at those extra sales. Another factor is competition from sellers in Amazon and Amazon itself. This can be targeted either at those names on your own database (another form of nurturing, really) or can be a blanket delivery to a geographical area of potential sellers. If you run a more curated site, Amazon Third Party Marketplace can be a great place to test out a new product to see how it does. Amazon customer’s are extremely low maintenance compared to Ebay or online stores. Possibly. If you have already signed and exchanged contracts for sale, or if someone placed a successful bid on your property at auction, both of those are legally binding sales and if you try to undo the sale it may create a costly legal process for you. We had a construction-related business for sale that seemed like a promising investment for a buyer in the industry. This data provides key information to your business, like if one ad campaign worked better than another. Trust is your most powerful selling tool - it creates repeat business, leads to recovery and helps drive long-term loyal partnerships. One technology firm claims 55 per cent of leads which come to estate agents are incredibly early-stage enquiries - perhaps via an automated valuation tool on the agency’s website - and are not followed up beyond an initial call or email.

A Graduate School Survival Guide

Certain outstanding graduate students can get labeled as “stars” by their professors and that can be an enormous help in getting an interview at CMU or other prestigious locations. It’s nice if you can get on that track but one shouldn’t rely upon it! Networking is important because many jobs are found and filled that way. I got my position at HRL partially because I visited there, at my own expense, two years before I even started my job hunt. That meant that when I circulated my résumé, I was more than just a piece of paper to them. You’ll look for job announcements in major journals, at conferences, online, and through your contacts. In most companies, the hiring authority resides with the manager who owns the job position, not with the Human Resources department. HR can reject a candidate, but they cannot hire a candidate. As a hiring manager, Acceptance requirements my job is to only talk directly to candidates who are best qualified for the position.

In 2009 the paper became available on the Internet as an online newspaper. The paper prints Monday and Thursday during the fall and spring semesters. The university's independent, student operated yearbook was first published in 1918 but stopped after one edition for six years. In 1924 it resumed production and was published every year as a record of students, activities, and events for a given year. In 2008, the yearbook was replaced with a magazine format, The Key Magazine, and is published semi-annually, in fall and spring semesters. Electronic media on campus includes two radio stations and one public television station, as well as student-produced television. BGSU's Public Broadcasting Service affiliate, WBGU-TV, broadcasts to nineteen counties in northwestern and west central Ohio and hosts PBS programming, local programming and BG24 News, a student-run television newscast airing live at 5:30 pm twice a week. The campus is home to two student-operated radio stations as part of the Department of Telecommunications. WBGU 88.1 FM and WFAL Falcon Radio.

Today, University Hall houses the Office of Admissions, classrooms and active learning spaces. Also, in Fall 2017, Moseley Hall reopened, following a $21 million restoration and renovation. Moseley Hall, built in 1916, originally housed the university's agricultural science program. Today, it features technologically advanced laboratories for chemistry, biology, geology, and medical lab science. In January 2019, the university began offering a winter session, with an enrollment of at least 1,000 students. In November 2019 the Computer Science Department celebrated its 50th anniversary, with former Stanford University Computer Science chair Dr. Alex Aiken and Dr. David Fulton giving speeches. In June 2020 the College of Health and Human Services created two schools, a school of Nursing, and a school of Physical Therapy. In July 2020 the College of Business became the first named college on campus when it was renamed to the Allan and Carol Schmidthorst College of Business following a 15 million dollar donation.

If you are feeling complacent at your job, it may be time to get back to school and study something new. There are so many schools to choose from, it is going to be hard to narrow it down. But we recommend choosing one that is going to challenge you and make it so you have to try something new! A great way to do this is by picking a school that is abroad. So, what about picking one in the US? They have so many amazing Universities, you are bound to find one that fits you. Here are a few tips to help you make this big decision! Are there any places that you already have in mind for your studies? Ideas of where you would like to study, travel to, or live? Let your heart be your guide on this one! Think about the places that are on your bucket list or places that are similar.

To participate, register for the workshop via the usual SIGCSE Technical Symposium registration process. We have a maximum of 40 slots for this workshop. This year, SIGCSE will be fully-online. Participants will need to have a computer with reliable Internet access to participate in the workshop. Further details regarding the workshop platform will be communicated to participants through email. Runestone Interactive platform that can be used in high school (AP CSP and AP CSA) or college computing courses (CS1, CS2, data science, database, and web programming). Java, and SQL), and a wide variety of practice problems. You will learn about the interactive features, how to create a custom course from any of the existing ebooks, how to track your students’ progress, how to create and grade an assignment, and how to set up a spaced practice tool. You will even learn how to generate exams from a set of competencies or pick an exam question randomly from a list of questions.